This process of conceiving occurred for me over the past decade and costs have increased since. I’ll do a little research and let you know the current costs for each of my processes. We’ll start with simple fertility drug pills, then in vitro with donor sperm and artificial insemination, then in vitro using both donor egg and sperm.
The simplest assistance and lowest cost is the fertility drugs.
Only five little pills when you get your period can stimulate ovulation and possibly assist in pregnancy or multiple pregnancy. The cost in Canada for one cycle is between $40 and $100; depending on the dosage strength. This could a
dd up if you need to do multiple cycles. To this point there were no out of pocket costs to see the doctors as thus far the fertility specialist is covered under standard Canadian medical coverage.
The next process I had to do was in vitro via donor sperm
but because the medications I took did not result in multiple eggs as I hoped, the procedure ended up being only artificial insemination. The costs for this process includes; medications, sperm, and procedural costs to the private fertility clinic. The medications include pills, patches, needles and drugs. I will explain in more detail the process of in vitro fertilization on my next episode. The total cost of medications is quite high. I estimated the current cost of all the pills based on what my medication doses were to be in total at today’s rates in Canada $3,600. The sperm costs vary depending on the type of procedure you are doing. For IVF they request you purchase two vials just in case there is a problem with one. Each vial today costs $380 U.S. plus they add handling fees, transportation fees, etc. You would probably estimate it to cost $1000 U.S. for the two vials of sperm. For insemination the cost of one vile is about $670 U.S. then add administrative, shipping and handling fees. You will also incur costs in your sperm donor search as they charge for pictures and information on potential donors. This could add up to be quite costly as you want to have as much information as possible when choosing the potential biological father of your children. Procedural costs of in vitro fertilization at a private clinic is about $6000 but insemination is only about $3000. Adding the medications, sperm and procedural costs does add up and it’s really hard when it doesn’t even impregnate you in the end. It is not only the money that is lost for nothing but your body must endure all these injections and drugs and you don’t even get pregnant. It is so sad when you do get your period. I think it is even exaggerated because you are on so many medications, your emotions are escalated.
After two attempts using this procedure, my next step was to go to the U.S. and conceive via donor sperm and egg.
Having to drive 3 hours to the U.S. to perform my procedure was not too onerous as much of the testing and procedures occurred at the local private clinic. This clinic is considered a satellite branch of the U.S. clinic. The costs of the medications increase to about $6600 because you must take them for a longer period of time when you do get pregnant. The sperm cost was the same at about $1000 U.S. The procedure was quite a bit more as it includes the cost of the donor egg. The total cost of my procedure which I had performed for the first time in 2009 was $21,902 U.S. Unfortunately for me, the Canadian dollar was not very strong at the time and I had to pay an additional 12% just for the exchange rate. Because I had to travel to have my procedure, I also incurred about $500 U.S. for transportation and accommodation expenses.
It took a while between having my son and the twins because my thyroid levels were not normal.
I would have liked my kids to be only two years apart but it took me a long time to get my thyroid levels in order. It cost me $250 U.S. every six months to continue storing my frozen embryos. So that cost about $2000 U.S. because I had kept them frozen and in storage from 2009 when they were produced until the twins were born in 2013. I had attempted two in vitro processes before I got pregnant with the twins. Each time it cost approximately; medications $4200, procedure $3835 U.S. and $500 for transportation and accommodation. That is why after two failed attempts transferring only one embryo, I decided to transfer two.
I am so fortunate that it all worked out this way.
When I transferred the two embryo’s which resulted in my twins the cost of medications increased to about $6600, the embryo transfer cost $3835 U.S. and then $500 for the transportation and accommodation. Money well spent to end up with two beautiful healthy babies.
I am so happy to have three children and I feel extremely fortunate. The costs that led me to this path were very high, costing a grand total of approximately $76,000 but probably closer to $90,000 if you add the exchange rate and incidentals but I managed to afford them and believe it was money very well spent.
Thanks for listening and please join me on my next episode on “how did you manage your finances? pregnancy and parenting.”